Selling your home is a complex process that can be overwhelming. To help you navigate this process, here is what you can expect when selling your home with me:

  • Preparing your home for sale which includes what to repair or replace and how to stage your home for maximum effect.
  • Setting the sale price of your home using my experience combined with neighborhood and community data of recent home sales.
  • Advertising your home for sale through a variety of outlets, including social media platforms as well as traditional listings.
  • Negotiating with the buyers can be emotional and nerve wracking but I will support you through this process.
  • Closing the sale requires attention to detail and paperwork that I manage fully informing you all the way through the process.

Condition

Your home must look its best to get top dollar and I will help you identify and prioritize those repairs and improvements that will provide the best return on your investment and those that you should leave for the buyer to address.

Price

Establishing the correct price for your home is an important factor of the process. Overpriced homes stay on the market much longer and often sell for a lower price than the owners would have received if they had priced it appropriately on the initial listing. From industry experience, I know that the majority of your showings will occur in the first 30 days your home is on the market so it is crucial that your initial list price matches buyer expectations. I will provide you with a comprehensive report that details what this optimal price is and how it was determined. You may request this detailed market analysis of your home at any time.

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The more potential buyers you have seeing your listing and viewing your home, the greater your chance of a quick sale at the price you want. I start by identifying your ideal buyer and develop a tailored marketing program designed to reach and engage people who meet those criteria. This program is implemented using my expertise in reaching a wide audience and I utilize several methods to present the listing that includes:

  • Social Media Networking
  • Email
  • Direct Mail
  • Print Campaigns

My efforts focus on all the places where buyers go to search for homes that are available in their target communities and neighborhoods.

While your home is on the market I provide ongoing status reports that show:

  • Your top prospects;
  • Feedback summaries of from your showings;
  • Reviews of completed and planned marketing activities; and
  • Recommendations to adjust our course of actions.

I also keep tabs on your competition through our neighborhood alert system which notifies you and your agent when similar homes in your neighborhood come on the market, go under contract or sell. I will strive to bring you the best offers for your home and will keep your listing up-to-date and active through all of our outlets.

Negotiation

You don’t have to accept an offer on your home and instead can reject it or present a counter offer. This negotiation process is most successful when you work with an experienced agent who understands the give and take required to reach your desired outcome. An accomplished agent can have a huge impact on your final sale price and is exactly who you want negotiating the details of your sale. My goal is help you get the:

  • Highest price a potential buyer is willing to pay;
  • Best terms;
  • Shortest contingencies;
  • Fewest repairs; and
  • Lowest closing costs.

I understand that an adversarial, winner-take-all perspective will derail a negotiation. Instead, they focus on your top priorities and help keep emotions from overrunning the process. The result is an enforceable, contract that meets your needs and will result in a completed sale.

Close

Once your home goes under contract I will assure you that the buyers and their agent complete their contractual obligations in a timely manner. I am flagged when deadlines are missed or issues arise so they can be addressed immediately. My goal is to keep a firm closing date with no surprises that can delay or derail the sale.

Title Insurance

What is Title Insurance?

Unlike property and casualty insurance, such as auto or homeowner’s insurance which protects against potential future events, Title Insurance protects the owner of real property from events and matters in the past which might result in loss or damage.

Title Insurance assures the owners of real property that their title is free and clear of anything that would affect its marketability (the ability of the owner to sell or borrow against the property).

The charge for Title Insurance is a one-time premium. The insurance coverage lasts as long as the insured owner, and his or her subsequent heirs, remains the owner of the property.

The Title Search

Because real estate is such a valuable possession and investment, it is important to have the assurance that you are receiving title to property that is free from defect. Hidden or unknown defects in title can create substantial losses, up to and including the loss of the property itself. The process of insuring a real estate transaction begins with a search and examination of public records to determine who owns the property; discovery of all liens and encumbrances against the property or its owner; disclosure of easements and restrictions; and disclosure of all other recorded interests in the property.

A thorough examination of public records brings to light matters which affect the title to real property. These include:

  • Unpaid taxes and mortgages
  • Judgments against the current or previous owners
  • Easements
  • Other interests in the property

Notwithstanding with the most thorough title search, there are occasions when unknown or hidden matters surface calling into question the integrity of title. Here are just a few examples:

  • Forged documents
  • Recorded documents signed by people without the legal authority
  • Undisclosed heirs
  • Misinterpretation of instruments such as wills and deeds
  • Judgments against previous owners
  • Unpaid debts

Title companies research and report all defects in the title to the subject property in order that such matters are corrected and cleared up before the transaction is closed.

Protecting You Against Hidden Risks

If a claim is made against the title to your home and you have a Title Insurance policy, Colorado Escrow & Title, through their underwriter, will protect you by:
1. Providing legal support in analyzing the claim.
2. Defending your claim, including in court, at their expense.
3. Bearing the cost of settling a claim, if it proves valid, in order to perfect your title and keep you in possession of your property.

In Summary

What Does Buying a Title Policy from Colorado Escrow & Title Mean To You? Title Insurance is the assurance that the title to the property you are purchasing is free of defects, and is clear and marketable. It is a further assurance that all matters of record which could adversely affect the title to your property have been disclosed and/or resolved. Title Insurance also insures against potential claims should an undisclosed event or matter threaten your ownership and/or enjoyment of the property in question.

Having the piece of mind that someone is watching out for and protecting your ownership interest is a logical choice, and Colorado Escrow & Title is grateful to help you.

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